Home contents can be covered against accidental damage due to fire, and theft. Personal possessions like watches, binoculars, cameras, laptops, and jewellery can be covered on All Risks basis with Worldwide Travel extension. Also covered is, inter alia, the insured’s personal liabilities to Third Parties.
Various types of policies are available in the market and it is important to select the one best suited for your needs. Depending on the type of policy, home insurance will repay the loss based on the fair market value at the time of the loss, or fully replace the loss based upon the prevailing rebuilding costs.
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